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Michaelmas – a good time to get out of Britain’s favourite asset class

The Ermine has lately been that pariah of the bien-pensant crew, a vile second homer. Not particularly because I wanted to oppress the young of some rural district but to give me some more time to...

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Toxic car finance could work out the best way to pay for a new car

I pinched the headline straight from the Torygraph, and I have searched the page to see if it is an advertorial. 1. But no, this financial foolery is being prosyletised in the name of money/consumer...

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Cheques checked the recipient’s name – BACS & CHAPS use untested numbers

It’s a funny old world. Way back in 1979 when I got my first bank account I got issued with a thing called a cheque book. You could write out the recipient and how much you wanted to pay them and that...

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So what does all this Brexit baloney really mean then?

Be careful what you wish for. You may just get it. King Midas, and the characters in The Monkey’s Paw Democracy is the theory that the common people know what they want, and deserve to get it good and...

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Investing for Brexit

The Ermine has two retirement resources. One is my DB pension, which is easily enough to live on at the moment – it is deferred for only a couple more years, because the Ermine is grizzled of fur and...

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Why does getting super-rich mean a taste bypass?

Dear readers, feast your eyes on this, which is a new development in Nine Elms in London called Versace Tower. Now the first thing you need to know is that Nine Elms is south of the river, and anywhere...

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iii take an Ermine for a ride – again!

A few years ago something bad happened to the ISA platform III that I was with. Presumably they were taken over by some hedgies yelling at  them to sweat the assets. They came to the conclusion they...

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Taking back control

How the holy heck did we get from this to this There was once upon a time when Britain had a reputation for diplomacy and pragmatism, but I guess that died with the generation before the boomers who...

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UK FI/RE folk are fortunate compared to other Europeans

I guess we’re still European at the moment Though I do wonder if our good fortune is perhaps connected with our impending departure from the continent. I came across Mrs W of whatlifecouldbe.eu 1– who...

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Winter solstice thoughts on reinventing oneself in retirement

It is now the winter solstice, the Holly King has vanquished the Oak King. It seems a good time of year to reflect on the balance of opposites, because uneasy lies the head that wears a crown... The...

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